Making a list of the details one wishes to have observed upon their death is a wise choice. Doing so makes it more likely that final arrangements will be according to one's tastes and it will also take much pressure off of grieving survivors. Pre need funeral planning does require a little bit of caution.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
There are a few risks involved with early payments. Sometimes a person may change their mind regarding choices or they may move, and a company may change owners or go out of business. Read contracts carefully to see how funds already received will be handled in these cases.
For payment purposes, the most recommended solutions are to either purchase a life insurance policy, or set up a bank account, ear marked exclusively for these arrangements. Any financial contracts should be carefully reviewed to make sure funds will be handled in this manner. Anytime the contractual exchange of money is involved, it is best to consult an attorney.
The main thing is to use these plans to make clear how one wishes their final arrangements to be handled. This also releases the bereaved from the burden of trying to make the right decisions regarding what the deceased would have wanted. Putting things into action is much simpler when one is basically given an instruction manual.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
There are a few risks involved with early payments. Sometimes a person may change their mind regarding choices or they may move, and a company may change owners or go out of business. Read contracts carefully to see how funds already received will be handled in these cases.
For payment purposes, the most recommended solutions are to either purchase a life insurance policy, or set up a bank account, ear marked exclusively for these arrangements. Any financial contracts should be carefully reviewed to make sure funds will be handled in this manner. Anytime the contractual exchange of money is involved, it is best to consult an attorney.
The main thing is to use these plans to make clear how one wishes their final arrangements to be handled. This also releases the bereaved from the burden of trying to make the right decisions regarding what the deceased would have wanted. Putting things into action is much simpler when one is basically given an instruction manual.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
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